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Get an Estimate of Your Affordability

Estimate your home loan borrowing capacity with The Home Loan Hub’s free Mortgage Servicing Calculator. Input your income, expenses, debts, purchase price, and deposit to see your potential borrowing power. Get a Quick estimate!

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The Home Loan Hub - Servicing Calculator

The Home Loan Hub - Mortgage Servicing Calculator

Estimate your potential borrowing power based on your income, debts, expenses, and purchase price.

Loan Servicing Settings

6.85 Total Rate

Property Details

Automatically calculated unless “Custom” selected

Monthly Income ($)

Monthly Debts ($)

Monthly Expenses ($)

Summary of Servicing Capacity

Maximum Estimated Borrowing Capacity
$0
*Rounded to nearest $1,000*
Loan Required
$0
Affordability Check
-
Income vs Outgoings Breakdown
Income ($0)
Debts ($0)
Expenses ($0)
⚠️ This calculator provides a general estimate only. Actual borrowing capacity may vary based on lender policies, credit history, and other factors. Consult with us for personalised advice.